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Corporate Staffing Services
Nbk Head Corporate Credit

Corporate Staffing Services

Nairobi | FULL_TIME | Accounting

Closing in 6 days ago

NBK Head Corporate Credit Job

Job Description

Key Responsibilities

  • Evaluate and approve credit proposals (new, renewals, one offs, permanent, amendments, cancellations, etc.) received from Corporate unit in line with specific credit guidelines as set within existing policy/manual/product documents, understanding of market, industry, economic factors, financial statements, etc., and recommending those beyond DLA for consideration.
  • Verify & analyze credit information, documentation such as bank statements, financials, etc. provided by RMs/Customers, and seek clarification, if needed from other sources, liaise with RM for queries, additional information / documents, business recommendations for deviations, if needed.
  • Visit clients/Centers/Branches, independently or with RMs/Manager as part of the evaluation of credit proposals for better understanding of the client, business and market
  • Review on a periodic basis, a sample of credit decisions made by Credit authority holders within the unit.
  • Attend to Audit requirements and provide responses to audit remarks/ensure rectification thereof in respect of Corporate Credit Department.
  • Monitor Corporate Banking portfolio for renewals, limits dropping, early vintage performance, migration and PAR
  • Monitor compliance with TAT and other service level agreements
  • Support creation of New Policy and Manuals, continuous streamline and update of existing Credit Policies and Manual
  • Support creation and update of new and existing product standards and guidelines for the corporate product programs.

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Work Experience

  • Minimum of ten (10) years in the Banking Sector with 8 years in a Credit environment of which five (5) years must be at senior management level in a financial institution.
  • Proven Credit underwriting skills.
  • Proven planning, organization and execution skills.
  • Computer Skills such as MS Word, Excel and PowerPoint to prepare dashboards and required reports to the management.
  • Excellent interpersonal, communication and negotiation skills.
  • Excellent writing and presentation skills.
  • Critical thinking and problem-solving skills
  • Excellent decision-making and leadership capabilities.
  • Strong knowledge of business entity legal structures and risk rating.
  • Customer and Stake holder management skills.
  • Analytical and report writing skills.
  • Excellent understanding of financial statements and ratios, credit reports, personal financial statements.
  • Ability to work under pressure and within strict deadlines.
  • Entrepreneurial/Commercial mind-set.
  • Change management and conflict resolution skills.
  • Knowledge of national bank lending policy and CBK prudential guidelines.
  • Active listening.

Qualification & Certifications

  • Bachelor’s degree in finance, Accounting, Business, Statistics, Mathematics, Economics, Computer Science or related fields from a recognized University.
  • Certification in Credit Management.
  • Professional certification in AKIB/CIB, CPA(K), ACCA.
  • Master’s degree in a Business-related field from a recognized University is an added advantage

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How to Apply

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