Credit Manager Job. Finance Jobs In Kenya

Responsibilities

Analyze portfolio performance:

• Identifying and classifying customers at risk of default through data analysis and direct client interaction.
• Identification of portfolio Reflags and timely reporting of the same
• Ensuring timely and accurate reporting of risk indicators and portfolio performance metrics.
• Understanding regional/Area trends, specific Product trends and proposing remedies to avert any negative trends.

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Audit & Compliance:

• Conduct internal audits to identify process gaps and ensure compliance with existing policies- (Underwriting, Collection process, Welcome, Repossession process, Change of details etc )
• Provide detailed findings with actionable risk mitigation recommendations.

Collections Interventions:

• Engage in proactive collection strategies i.e. ensuring KYC and Underwriting strategies aimed at enhancing the quality of clients onboarded.
• Generate, Define and implement field driven collection strategies through the field teams to improve collections.
• Review existing policies and their impact on portfolio management and recommend adjustments or updates based on the market trends or field findings.
• Ensure Optimization of Portfolio segmentation is achieved by assigning accounts from different buckets to specific users and propose segmentation changes where necessary.
• Pilot Management: Ensure pilots in the field are well managed and tracked to meet the set success metrics by engaging the relevant stakeholders
• Fraud management: Ensure investigations into reported fraud cases are done in a timely manner and cases closed within SLA.
• Reporting & Documentation: Prepare comprehensive field reports including data collation, process documentation, and operational insights. Ensure timely and accurate reporting of risk indicators and portfolio performance metrics.
• Perform industry research, analyse information collected and propose changes that will improve the competitiveness of Greenlight Planet Kenya Limited from both sales and collections.
• Any other task allocated by the credit lead/Risk leadership team in relation to the role scope from time to time.
• You might be a strong candidate if you have

Academic Qualification & Work Experience

• Bachelor’s Degree in finance, Risk Management or a related business field, over 10 years related experience preferably in the Audit/Risk/Credit/Analytics department with at least 5 years in a supervisory role
• Other relevant certification in Credit Management or Business Analytics/Statistics/ Data/Computer Science is an added advantage.
• Significant knowledge of data collection, field surveys
• Excellent planning, organisational and analytical skills with strong attention to detail

Personal Attributes

• Self-drive, flexibility, can quickly adapt to change, and able to multitask in a fast-paced environment
• Clear thinking/problem solving ability. Ability to spearhead/lead projects/process improvement within operations and drive positive change, being able to break down complex issues into simpler steps and resolve them
• Strong leadership skills to direct and motivate a team of professionals
• Excellent presentation and communication skills, both verbal and written expression.
• Collaboration skills and stakeholder management: Ability to engage effectively with key stakeholders, working collaboratively to ensure sound business outcome.
• Outstanding planning and organizational skills
• Ability to work independently with minimum supervision
• Willingness to spend 70% of the time in the field.
• High level of integrity and confidentiality

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How to Apply

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