KEY TASKS AND RESPONSIBILITIES

Credit Policy Enforcement: Implement and enforce the company's credit control policies and procedures to ensure compliance with internal guidelines and regulatory requirements.
Policyholder Management: Conduct credit checks on policyholders and potential clients to assess their creditworthiness and identify potential financial risks.
Payment Collections: Track overdue premiums, follow up with policyholders via phone and correspondence, and manage accounts to ensure timely payment of outstanding balances.
Carrying out aged debtors report analysis and taking appropriate action as per credit policy.
Management of intermediary accounts and reconciliation of debtor accounts
Preparation and presentation of credit control reports to management
Conducting intermediary visits monthly to enhance relationships
Stakeholder Coordination: Collaborate closely with internal departments like sales, underwriting, and finance to resolve discrepancies, facilitate client information, and ensure smooth collection processes
Preparation of quarterly IRA reports
Preparation of mid and end year audits

SKILLS AND COMPETENCIES

Good communication skills
Analytical Skills: The ability to analyze debtor aging reports and identify potential issues for write-offs or other actions
Teamwork: A collaborative approach to work effectively with colleagues in various departments
Motivation: A high-energy, self-motivated individual with initiative.
Financial Acumen: Strong understanding of financial records, ledger accounts, and the ability to prepare financial statements and reports.

KNOWLEDGE & EXPERIENCE

Minimum of 4 years relevant experience in Credit Control.
Proven experience in a credit control or collections role, ideally within the insurance sector.

QUALIFICATIONS